Security for your Telegram mini-app.
Bank-Grade Security.
Protect card access with an app PIN, freeze cards instantly, and view details that auto-hide after about 60 seconds. Sensitive data is encrypted; PAN and CVV are not stored in Telegram chat history.
Ethiopian mobile money funding status
Supported funding channels
Telebirr • CBE Birr • M-Pesa (ETB)
Funding & card balance overview
| ASSET CLASS | CUSTODIAL VAULT | CIRCULATING ISSUED | RESERVE AUDITED | RATIO |
|---|---|---|---|---|
| USD wallet | Telebirr (ETB) | $142,850,210.00 | $142,850,210.00 | 100.00% |
| USD card spend | CBE Birr (ETB) | $94,100,000.00 | $94,100,000.00 | 100.00% |
| M-Pesa wallet | M-Pesa (ETB) | $38,420,500.00 | $38,420,500.00 | 100.00% |
Experience real-time App PIN lock challenge interception directly inside your Telegram interface.
Telegram Zero-Storage Architecture: Primary Account Numbers (PAN) and CVV2 codes are hardware-tokenized via Visa Direct/Mastercard APIs and never touch Telegram cloud databases.
Five Pillars of Bank-Grade Protection
Practical controls for Ethiopian users: PIN, freeze, and short-lived card detail views inside Telegram.
App PIN lock
UP TO $250KSet a secure PIN to open the mini-app and confirm sensitive actions. Change or reset your PIN from the bot when needed.
Freeze card control
BSA / AMLFreeze your virtual card instantly from Telegram if you suspect fraud or want to pause spending. Unfreeze when you are ready to shop again.
PCI-DSS Level 1 Certified
HARDWARE HSMCard credentials, CVV codes, and primary PAN digits are cryptographically secured using 256-bit AES encryption across certified hardware security modules (HSMs). No cleartext credentials ever enter Telegram databases.
Real-time Fraud & 3DS 2.2
AI TELEMETRYWhen verification is required, approve in Telegram using your PIN. You can decline and freeze the card in one tap.
Proof of Reserves & Automated Ledger Auditing
Show card details only when you need them; the mini-app auto-hides full PAN and CVV after about 60 seconds to reduce shoulder-surfing and screenshot risk.
Networks & funding partners
Public Legal Documents & Compliance Filings
Official institutional disclosures updated for the 2025 calendar year.