Virtual USD cards inside Telegram.

Create virtual Visa or Mastercard USD cards in seconds. Fund from $20 with Telebirr, CBE Birr, or M-Pesa, then shop online anywhere USD is accepted.

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verified_user Built for Ethiopia
shield App PIN lock
account_balance Visa & Mastercard
flash_on From $20
21
10 change_history
21 CARDS VIRTUAL DEBIT
contactless
4751 •••• •••• 9204 ALEX R. STERLING
WORLD ELITE
♠
A ♠
VIRTUAL USD
contactless
EXP / CVV 08/29 • •••
4147 2891 0429 8831 CARDHOLDER NAME
VISA SIGNATURE
Action synced with Telegram webhook
MONTHLY VOLUME
$48.2M+ Pay in ETB
CARD ISSUE speed
< 3.0s Telegram Bot API Dispatch
3D SECURE PASS security
99.98% USD online spend
FX SURCHARGE currency_exchange
0.00% Global Interbank Settlement
NO MOBILE APP INSTALLATION NEEDED

Telegram-Native Issuance Architecture

Execute military-grade card ops through Telegram WebApp and Encrypted Bot RPC. Fully managed in real time without leaving your chat threads.

01
fingerprint

Passkey Authentication

Open @twentyonecardset_bot, tap Launch App, register, set your PIN, and issue a card — all inside Telegram.

AUTH PROTOCOL ED25519 ENCLAVE / ZERO KYC FOR T1
02
payments

Flexible ETB funding

Add money from $20 via Telebirr, CBE Birr, or M-Pesa. Your wallet balance is in USD and loads onto your virtual card.

DEPOSIT CONFIRMATION MOBILE MONEY CONFIRM
03
credit_card

Mint Virtual US Cards

Pick Blue Ace or Red 10 in the mini-app. The bot issues your virtual Visa or Mastercard with full card number, CVV, and expiry—ready for online checkout.

AVS BILLING STATUS DETAILS AUTO-HIDE ~60s
04
contactless

Shop worldwide online

Use your virtual card for online stores and subscriptions that accept Visa or Mastercard. Manage spending, freeze the card, and view details in Telegram.

CLEARING ENGINE REAL-TIME TELEGRAM PUSH RECEIPT
LIVE BOT SESSION STREAM

Frictionless Command Syntax

Type commands or tap custom inline keyboards inside Telegram. Instant responses with card credentials obscured under spoiler tags.

Launch App — Issue Visa or Mastercard
Fund — Top up via Telebirr, CBE Birr, or M-Pesa
Balance — USD wallet & card limits in real time
21
21 Cards Official Bot verified
bot • always active
ENCRYPTED RPC
/newcard blue_ace currency:usd deposit:5000
✓ CARD ISSUED IN 1.84s #TX-88294
PAN: 4147 2891 0429 8831 | EXP: 08/29 | CVV: [TAP TO REVEAL]
Billing profile: issued for online USD checkout
Balance: $5,000.00 USD • Network: Visa US Commercial
Freeze Card Copy Details Show details
TRANSPARENT ECONOMICS

Dynamic Rewards & Yield Calculator

Calculate your annual cashback return and cross-border interchange savings when routing media spend and SaaS subscriptions through 21 Cards.

Monthly Projected Spend Includes Facebook Ads, Google Ads, AWS & Contractor payroll
$15,000 USD / MONTH
$1,000/mo $25,000/mo $50,000/mo $75,000/mo $100,000/mo+
ANNUAL CASHBACK (2.0%) $3,600

Top up anytime from $20 — balance updates after payment confirms.

TRADITIONAL FX SAVED (3.5%) $6,300

Zero foreign transaction marks versus standard retail bank corporate debit rates.

TOTAL ANNUAL ADVANTAGE $9,900

+ Net zero maintenance fees, no dormancy penalty, and unlimited card burns.

Launch App on Telegram
99.98% MERCHANT PASS RATE

Seamless Global Merchant Clearance

Virtual Visa and Mastercard USD cards built for Ethiopian users who shop online internationally.

phone_iphone Online spend CHECKOUT READY
account_balance_wallet Telebirr ETB FUNDING
psychology OpenAI / Claude API & PLUS BILLING
cloud_queue AWS & GCP HIGH-LIMIT INFRA
campaign CBE Birr ETB FUNDING
shopping_bag Shopify Plus MERCHANT AUTO-DEBIT
credit_score Stripe Billing SUB-ACCOUNT READY
sync_alt PayPal Verified EXPEDITED LINK
hotel Airbnb & Travel HOTEL SECURITY HOLDS
flight_takeoff Airlines Global 3DS INSTANT OTP
NETWORK COMPATIBILITY: ALL MAJOR CLEARING HOUSES PASSING
VISA DUAL-MESSAGE: OK MASTERCARD GCMS: OK
VERIFIED OPERATOR LEDGER

Trusted by High-Volume Teams

Real feedback from Ethiopian users funding in ETB and spending online in USD.

star star star star star

“I funded with Telebirr, issued a USD card in the mini-app, and paid for my subscription the same day. Managing it in Telegram is simple.”

Marcus Vance GROWTH PARTNER • APEX MEDIA NYC
star star star star star

“I paid with CBE Birr, got a USD virtual card in minutes, and used it for an online subscription the same evening—all from Telegram.”

Elena Rostova MANAGING DIRECTOR • HYPERION CAPITAL
star star star star star

“We issue individual virtual cards for every dev tool and cloud instance. When a vendor hikes prices or leaks credentials, we delete the card via Telegram command. It saved our startup at least $25k in phantom recurring bills.”

Julian K. Chen CTO • SYNTAX AI LABS
READY TO HOLD THE DECK?

Open 21 Cards in Telegram and get started.

Zero setup fee. Instant virtual US cards with high limits, custom AVS, and complete autonomy. Direct authorization inside your favorite chat app.

Open @twentyonecardset_bot View Live Specs